Types of CC BCA You Should Know : Website1

How to Make a BCA Credit Card for ACC Speed

Not a few people think that making a BCA credit card is so difficult. BCA is the largest private bank in Indonesia. In the year-to-year community the BCA is growing in the best private bank in terms of products, services and so on.

Variousservices and products are provided by the BCA, one of which is a credit card. Of the various types of credit cards offered by banks, it can be said that credit cards from the BCA have many amateurs. Even every day, there are people who are interested in applying for a BCA credit card.

Credit card nowadays is like a menjain need, especially in mas it is now, compared to doing cash payments, paying using acredit card is considered more fun and practical. We only have to pay the entire bill at the end of the month.

Even for business people, credit cards are very useful because they can be used to buy goods for production needs first and at the end of the month, simply making payments depending on the amount of the account. If you are increasingly interested in using a BCA credit card, here’s how to make a BCA credit card and complete information.

Advantages of Having a BCA Credit Card

Having a BCA credit card certainly provides various benefits compared to credit cards from other banks. First advantage, you can enjoy very competitive credit interest rates. All the BCA credit cards you use, whether Visa or Master Card, all have very attractive interest rates.

Secondly, you can buy abroad with ease. You can buy abroad using a credit card from the BCA safely and safely, in addition to the exchange rate that is owned by this credit card is very low. BCA even provides BCA Travel Service, which helps you during your vacation abroad.

Third, payments are received in real time. If you make a credit card payment using a BCA, BCA ATM by phone orby using ber as a transaction facility from the BCA, automatically the amount of limit you should immediately increaseat that time, despite makingthe holiday payment.

Fourth, it has a very wide merchant network. How to make a BCA credit card is so sought after, that one of them is because of this advantage. The BCA’s credit card-owned merchant network is very broad, even supported by more than 1200 branches nationwide. The BCA even collaborated with 6500 businessmen.

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Types of CC BCA You Should Know

The BCA provides a wide choice of credit card types and is broken down by payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here’s more information about choosing the types of BCA credit cards:

BCA card. Various cards that are included in the type of BCA card such as the Daily Card. The limit of this card is IDR 3 million and has an annual fee of IDR 125 thousand. There is also a Platinum card with an IDR 20 million limit, and an annual fee of IDR 250 thousand. Finally, there is the Indomaret Card capped at IDR 3 million and an annual fee of IDR 125 thousand. How to make a BCA credit card is quite easy.

BCA Mastercard. In the type of Mastercard BCA card, the platinum type has a limit of IDR 20 million while the annual fee is IDR 450 thousand, the Black type has a limit of IDR 20 million and an annual fee of IDR 450 thousand, finally the Matahari Mastercard, a limit of 3 million and an annual fee of IDR 125 thousand.

BCA Visa Card. Visa Batman has an annual fee of IDR 125 thousand and an IDR 3 million cap, a Visa Black cap of IDR 20 million and an annual fee of IDR 450 thousand, Singapore Airlines Visa, an annual fee of IDR 500 thousand and an IDR 20 million cap. How to make a BCA Black credit card is quite difficult, but the given limit is great.

BCA JCB Card. Types of BCA JCB Card are divided into 2 types, namely National Privileges and World Privileges. This credit card product is in fact a special product so that information on annual fees and card limits, you can contact the BCA contact directly the BCA.

How to Make a BCA Credit Card

Before making a credit card from the BCA, you must ensure that you have met the various requirements provided by the BCA, such as the minimum age of the card applicant is 21 years old and a maximum of 65 years, so the minimum monthly income is Rp. 4 million and for some cards at least Rp. 3 million.

Documents that must be prepared when you want to apply for a card such as identity cards, proof of income for employees and professionals. If you are a self-employed person with a profession, you must attach financial statements. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and an act of business establishment for the self-employed.

If various types of documents are complete, how to make a BCA credit card can be done online and offline. If you want to apply online, you can go through the BCA website directly or through financial services that have collaborated with the BCA.

If you choose to apply for an offline credit card, you only need to visit the nearest branch of the BCA, and get several documents. Later, customer service will help you process the application for a paper application. Complete all forms provided by customer service, be sure to complete it completely. So that the paper can be processed faster.

Tips for BCA Credit Card Applications to Be Accepted

Although it is very easy to create a BCA credit card , in order for your credit card application to be accepted, you must meet various conditions. You must complete all documents requested by the bank. In addition, make sure that the requested documents are in accordance with your needs, so that the application can be processed quickly.

Secondly, make sure you have a good credit history. Bank BCA certainly doesn’t want to accept applications if you have a bad credit history. So make sure you don’t have payment arrears or non-performing credit history for at least the last 6 months. If you still have payments, make sure you pay on time.

Third, the income corresponds to the criteria required by the bank. It was explained that the minimum income must be IDR 3 million and there are some cards that are IDR 4 million. Make sure your income is appropriate. Some types of jobs can be quite risky, if so you can start saving using BCA so there are enough savings there.

fourth, have sufficient savings in a BCA account. In fact, it will be easier if you have a sufficient amount of money in your BCA account, or a BCA client account for many years. By becoming a loyal customer, of course the bank will consider your application well.

A BCA credit card may indeed be the best option for those of you who want to have a credit card with professional and complete services, especially since the offers provided monthly are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so that’s what you’re expecting.